I want to share a little secret with you—one that’s defined how I manage my business (and personal) finances. 

It’s called 🥁🥁🥁…an envelope system.

Ok, ok, if you’ve been around here for any length of time, you know this isn’t a secret.  I am shouting this out from the rooftops on a regular basis.  But questions keep coming up and more people need this information!

Now, you might be scratching your head and thinking, “Envelopes? In the digital age?” 

Allow me to explain, we’re talking about digital envelopes.

First off, let’s talk about simplicity. Sure, we live in a world of high-tech gadgets and sophisticated software, but sometimes, the simplest solutions are the most effective. That’s where digital envelope systems like You Need a Budget (YNAB) come in. With just a few clicks, you can create virtual envelopes for your business expenses and allocate funds accordingly. It’s like having a virtual filing cabinet for your cash—and who doesn’t love a good filing system?

Simplicity is just the beginning. One of the main reasons I swear by the digital envelope system is its ability to keep me accountable. When every dollar has a job, and every category has a real-life dream as it’s basis,, there’s no room for financial floundering.

But perhaps the biggest reason I’m sticking with the digital envelope system is the peace of mind it brings. Having a reliable system in place is like having a security blanket for your business. With YNAB, I can rest easy knowing that my finances are organized, my goals are within reach, and my sanity is intact.

So, there you have it—my ode to the envelope system. 

In this week’s episode of Profit for Joy® TV, I’m sharing the one thing I can’t live without in my business!

We’ll cover:

  • What is an envelope system
  • How it’s different than a budget
  • Why it’s a “must have” for me

If you’ve tried applications like YNAB before and determined they are too difficult or won’t work for your business, make sure to get on the waitlist for our next free Masterclass session!

If you are interested in joining our Profit for Keeps® Coach certification program, email us at support@amberdugger.com to receive more information and the application link!

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Hi, I’m Amber!

It’s my mission to help you go from just making money – to actually keeping it (and spending it on the things that make your life awesome).


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